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FREQUENTLY ASKED QUESTIONS > GLOSSARY OF TERMS > POWER OF ATTORNEY ("POA")

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A legal document giving the individual named therein the legal authority to act in your place in accordance with the particular powers specified therein. 

A general POA allow the individual to act in your place in all matters. 

A Durable POA allows the person to act even if you become incapacitated.  A Springing POA only becomes effective when you become incapacitated. All  POA’s  granted terminate upon the grantor’s death.